Title: Consumer Financing by FinHero
Author: finheroteam
Published: <strong>June 5, 2026</strong>
Last modified: June 5, 2026

---

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![](https://s.w.org/plugins/geopattern-icon/consumer-financing-by-finhero.svg)

# Consumer Financing by FinHero

 By [finheroteam](https://profiles.wordpress.org/finheroteam/)

[Download](https://downloads.wordpress.org/plugin/consumer-financing-by-finhero.1.0.0.zip)

 * [Details](https://vec.wordpress.org/plugins/consumer-financing-by-finhero/#description)
 * [Reviews](https://vec.wordpress.org/plugins/consumer-financing-by-finhero/#reviews)
 *  [Installation](https://vec.wordpress.org/plugins/consumer-financing-by-finhero/#installation)
 * [Development](https://vec.wordpress.org/plugins/consumer-financing-by-finhero/#developers)

 [Support](https://wordpress.org/support/plugin/consumer-financing-by-finhero/)

## Description

Our plugin connects your store to the FinSys ecosystem, enabling customers to submit
loan applications directly to participating lenders through a streamlined financing
workflow.

By embedding financing into the customer journey, merchants can offer unique funding
options to their customers and receive fast approvals through FinHero’s FinSys technology,
which automates the underwriting process. The plugin tracks order flow with customized
status codes that give merchants real-time visibility into the loan application 
status. Upon approval, merchants are paid in full upfront (less fees), while repayment
and credit risk are managed by the lender, with no risk to the merchant.

**Key Features:**
 * **Loan Application Integration:** Automatically generates and
submits loan applications from WooCommerce order data. * **Secure Data Transmission:**
Captures and transmits borrower information securely via the FinSys API for compliant
and reliable processing. * **Real-Time Status Sync:** Updates WooCommerce order 
statuses instantly when lenders approve or reject applications. * **WooCommerce 
Block Compatibility:** Fully compatible with modern WooCommerce Checkout and Cart
Blocks.

### External Services

This plugin connects to external FinHero’s FinSys API services to process financing
applications. No data is sent to these services until a customer explicitly selects“
FinHero Financing” as their payment method at checkout.

The plugin connects to the following domains depending on the environment selected
in the settings:
 * **Production:** https://finsys-api.finhero.asia and https://
api.finhero.asia * **Staging:** https://finsys-api-stage.finhero.asia

When **Demo** mode is selected, the plugin does not contact any external FinHero
service. It uses an internal mock flow within WordPress so merchants can test the
financing journey without live API credentials.

**Service Details:**

 * **Authentication (login)**
    - **When:** On checkout, when the customer places an order using FinHero financing.
    - **Data sent:** Merchant API credentials (Client ID and Client Secret).
    - **Purpose:** Obtain a JWT access token to authorize subsequent API requests.
 * **File upload (uploadFile)**
    - **When:** When a customer uploads a supporting document (e.g., identity card,
      payslip) during the financing application.
    - **Data sent:** The file contents and file metadata (name, type, size).
    - **Purpose:** Securely transfer customer documents to the FinSys platform for
      underwriting.
 * **IHS submission (ihs/submission)**
    - **When:** Immediately after the customer places an order using FinHero financing.
    - **Data sent:** Order details (product name, purchase amount, currency, merchant
      information).
    - **Purpose:** Create a financing application record (IHS) in the FinSys platform.
 * **IHS update (update/{ihs_id})**
    - **When:** When the customer completes and submits the financing application
      form.
    - **Data sent:** Customer personal details (name, email, address, identification
      number), employment details, and income information.
    - **Purpose:** Finalize the loan application with the customer’s full details.
 * **IHS status transition ({ihs_id}/transitions)**
    - **When:** When a WooCommerce order status changes or is cancelled.
    - **Data sent:** The IHS record ID and the transition action (e.g., CANCEL or
      AWAIT_DISBURSEMENT).
    - **Purpose:** Keep the financing application status synchronized with the WooCommerce
      order.

**Legal and Privacy:**

These services are provided by FinHero. By using this plugin, you agree to their
terms and privacy policies:
 * **Terms of Service:** https://finheroasia.com/terms-
of-use * **Privacy Policy:** https://finheroasia.com/privacy-policy

## Installation

 1. Upload the plugin files to the `/wp-content/plugins/consumer-financing-by-finhero`
    directory, or install the plugin through the WordPress plugins screen directly.
 2. Activate the plugin through the ‘Plugins’ screen in WordPress.
 3. Use the **WooCommerce -> Settings -> Payments** screen to configure the gateway.
 4. Set up the API Credentials and Environment provided by FinHero team.

## FAQ

### Does this process credit card payments?

No. This plugin facilitates loan applications only. It manages order status updates
based on the approval workflow within the FinSys ecosystem.

### Where do I find my API credentials?

Please contact the FinHero engineering team to obtain your Client ID and Client 
Secret.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Consumer Financing by FinHero” is open source software. The following people have
contributed to this plugin.

Contributors

 *   [ finheroteam ](https://profiles.wordpress.org/finheroteam/)

[Translate “Consumer Financing by FinHero” into your language.](https://translate.wordpress.org/projects/wp-plugins/consumer-financing-by-finhero)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/consumer-financing-by-finhero/),
check out the [SVN repository](https://plugins.svn.wordpress.org/consumer-financing-by-finhero/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/consumer-financing-by-finhero/)
by [RSS](https://plugins.trac.wordpress.org/log/consumer-financing-by-finhero/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.0

 * Initial release.
 * Support for the loan application submission flow.
 * Webhook integration for automated order status updates.
 * Compatibility with WooCommerce Blocks.

## Meta

 *  Version **1.0.0**
 *  Last updated **4 weeks ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 6.0 or higher **
 *  Tested up to **6.9.4**
 *  PHP version ** 7.4 or higher **
 *  Language
 * [English (US)](https://wordpress.org/plugins/consumer-financing-by-finhero/)
 * Tags
 * [bnpl](https://vec.wordpress.org/plugins/tags/bnpl/)[financing](https://vec.wordpress.org/plugins/tags/financing/)
   [installments](https://vec.wordpress.org/plugins/tags/installments/)[payments](https://vec.wordpress.org/plugins/tags/payments/)
   [woocommerce](https://vec.wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://vec.wordpress.org/plugins/consumer-financing-by-finhero/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/consumer-financing-by-finhero/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/consumer-financing-by-finhero/reviews/)

## Contributors

 *   [ finheroteam ](https://profiles.wordpress.org/finheroteam/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/consumer-financing-by-finhero/)